Marriage is one of the most important commitments in life, bringing together love, trust, and shared aspirations. Alongside the romance, however, there are practical and financial considerations to address. A prenuptial agreement commonly known as a “ prenup “ is one way couples can plan responsibly for the future.
While prenups were once seen as something only the wealthy pursued, more couples across England and the wider UK are now viewing them as sensible, forward-thinking agreements.
What is a Prenup in the UK?
A prenuptial agreement (or premarital agreement) is a legal document signed before marriage that sets out how assets, debts, and financial matters will be dealt with should the marriage break down.
Although not automatically legally binding in England and Wales, courts do take prenups into account provided they are fair, entered into willingly, and properly drafted.
Why Do Couples in the UK Consider Prenups?
- Protecting Assets – Ensures property, savings, or investments owned before marriage remain with the original owner.
- Debt Responsibility – Shields one partner from being liable for the other’s existing debts.
- Business Protection – Helps entrepreneurs and business owners safeguard their companies.
- Inheritance & Family Interests – Protects assets intended for children from a previous relationship.
- Financial Clarity – Creates transparency and reduces future disputes.
What Can a Prenup Cover?
A well-drafted UK prenup may include:
- Division of property, savings, and investments
- Management of marital and separate assets
- Responsibility for debts
- Provisions for spousal maintenance (alimony)
- Protection of family businesses or future inheritance
Note: Child arrangements (custody or child support) cannot be pre-agreed in a prenup, as courts will always decide based on the child’s best interests.
Are Prenups Only for the Wealthy?
Not at all. While celebrities and high-net-worth individuals often make the headlines, prenups are increasingly popular among everyday couples in the UK.
If you’re entering marriage with property, savings, or debts or expect to inherit family assets a prenup offers valuable peace of mind.
How to Get a Prenup in the UK
- Start discussions early – ideally several months before the wedding.
- Seek independent legal advice – both partners should have separate solicitors.
- Be transparent – full disclosure of finances is required.
- Ensure fairness – agreements heavily favouring one side may not hold up in court.
- Sign well before the wedding – to avoid claims of pressure or unfairness.
FAQs About Prenups in the UK
Not automatically, but UK courts increasingly uphold them if they are fair, entered into freely, and properly drafted.
Legal fees vary, but a well-prepared prenup typically ranges from £1,000 to £3,000 depending on complexity.
Yes. A court may disregard a prenup if it is unfair, one-sided, or if financial disclosure was incomplete.
At least 28 days before the wedding to avoid any suggestion of undue pressure.
Even without major assets, a prenup can clarify debt responsibilities and future financial arrangements.
Final Thoughts
A prenup is not about planning for divorce; it’s about ensuring clarity, fairness, and protection for both partners. For couples in England and across the UK, it can be a sensible way to safeguard assets and avoid future disputes.
Far from being unromantic, a prenuptial agreement can strengthen a marriage by encouraging openness and honesty from the very start.
